Tax Planning Strategies & Updates
Why I don't push clients toward all-Roth or all-Traditional accounts. Learn the pump panel approach to tax planning using three tax baskets for financial flexibility when tax laws inevitably change.
Read Full Article →Starting January 2026, TSP participants can convert traditional balances to Roth without leaving the plan. Learn the benefits, drawbacks, and critical tax considerations before you convert.
Read Full Article →From TikTok tax advice to ghost preparers, the IRS releases its annual list of the most dangerous tax scams. Learn which scams are targeting military families, landlords, and small business owners—and how to protect yourself.
Read Full Article →The IRS released Notice 25-69 confirming federal firefighters can divide total overtime pay by 3 to calculate their qualified deduction. Learn the calculation method, documentation requirements, and how to save over $1,000 in taxes for 2025.
Read Full Article →The Shiller PE is at 40, the Buffett Indicator shows 230%, and gold is surging to record highs. Learn what three major valuation indicators are telling us about the market, what Warren Buffett just did with $4.9 billion, and why your Portfolio Draw Date matters more than any of these metrics.
Read Full Article →Americans lost $12.5 billion to scams and fraud in 2023—a 14% increase from the previous year. Learn three essential, free strategies that can dramatically reduce your risk of becoming a victim: using credit cards online, freezing your credit, and monitoring your IRS transcripts.
Read Full Article →The IRS announced that TSP contribution limits are increasing to $24,500 for 2026. Learn how to calculate your contribution percentage for military or per-pay-period amount for federal civilians to maximize your retirement savings and get the full employer match.
Read Full Article →A significant new tax law, the One Big Beautiful Bill Act (OBBBA), has introduced a potential tax deduction for overtime income that could benefit federal firefighters and other federal employees. The tax savings can be substantial—potentially over $1,700 per year for many federal firefighters.
Read Full Article →In the world of investing, we often hear about "tax-loss harvesting," but there's another powerful strategy that many investors overlook: tax-gain harvesting. Learn how to pay 0% tax on investment gains during low-income years, especially beneficial for military members with CZTE and early retirees.
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