Your taxes. Your financial plan. One advisor.
A virtual tax preparation and financial planning practice for federal firefighters, military servicemembers, federal employees, and people who run small businesses.
Three ways to work with us.
Tax preparation and financial planning are separate engagements with separate fees. Hire us for one, or for both, together.
Tax preparation
Federal and state returns prepared, e-filed, and supported. We stay with the return after it's signed.
- Multi-state & residency apportionment
- Side income, rentals, K-1s
- Schedule C, S-corp, partnership returns
- IRS notices & representation on filed returns
Financial planning
A one-time plan, an ongoing relationship, or a focused hourly session. You decide which fits where you are.
- Comprehensive one-time plan
- Annual ongoing planning retainer
- Hourly for a focused question or second opinion
- Federal, military & small business benefits
Both, together
Tax-aware planning, planning-aware tax prep. The point of working with one advisor for both halves of your financial life.
- Quarterly tax-and-planning check-ins
- Coordinated year-end review
- One point of contact for both
- No handoffs to lose between two firms
We work with people whose situations don't fit a generalist's template.
Four groups whose tax and planning lives have rules of their own. We work with each every week.
Federal firefighters
Special Category retirement, premium pay and overtime reporting, the W-2 line items DFAS gets wrong every year, and the planning decisions that come with a 20-and-out career path.
Federal firefighter writing →Other federal employees
FERS, TSP, the special-category retirement rules for LEOs and air traffic controllers, MRA+10, the FERS supplement, and the planning that goes with a federal career.
About working with us →Military servicemembers & veterans
Active duty, Guard, reserve, and post-service. PCS, SCRA multi-state residency, combat-zone exclusions, TSP, BRS, separation and retirement transitions, pension election decisions.
About working with us →Self-employed & small business
Sole proprietors, single-member LLCs, S-corps, and partnerships. Schedule C, quarterly estimates, retirement-plan selection, reasonable-comp analysis, entity and exit decisions.
About working with us →What happens after you reach out.
Three steps from contact to engagement.
Send a message.
A few details about your situation through the form below. We'll reply with whether we're the right fit.
We confirm fit, scope, and fee.
If we're the right team, you receive a written engagement letter with the scope and fee disclosed up front, before you sign anything.
We get to work.
Sign the letter, send your documents through the secure portal, and we begin. Year-round support included on every engagement.
Recent writing.
General-purpose writing on the rules that affect your return and your plan. Read what's relevant, then come to us with the specifics.
Your 2025 W-2 Is Out. And There's No Overtime Reported. Here's What to Do.
DFAS released 2025 W-2s with no qualified overtime reported. There's no Box 12 code TT for 2025 and that starts in 2026. Here's how to calculate your deduction and what the new reporting means for next year.
Read the article →Recently Asked: Federal Firefighter Overtime Deduction Under PL 119-21
Were you paid an overtime premium, and why? That's the question. Here's the framework for understanding what qualifies. And what to discuss with your tax pro.
Read →The Pump Panel Approach to Tax Planning: Why I Don't Push All-Roth
Why I don't push clients toward all-Roth or all-Traditional accounts. Learn the pump panel approach to tax planning using three tax baskets for financial flexibility when tax laws inevitably change.
Read →Articles on this site are for general informational purposes only and do not constitute personalized investment, tax, or legal advice. Investment and tax outcomes depend on individual circumstances. Consult a qualified professional regarding your specific situation.
Tell us about your situation.
Send a few details. We'll reply with whether we're the right fit, the engagement that fits best, and expected pricing.
- The form is the way in. The contact form is our only public contact channel. We respond by email to the address you provide.
- Two services, separate engagements. Tax preparation and financial planning are engaged under separate written agreements.
- Fixed fees, disclosed up front. You see the fee on the engagement letter before signing.